Tuesday, December 24, 2024

9 Signs It’s Time To Live Independently

What made you decide that you want to live away from your family?
By Alenah Paulane Ligan / Julianne Borje

9 Signs It’s Time To Live Independently

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Not everyone is blessed with a family environment. Some dread coming home because of the toxicity and draining nature of living with their family.

If your parents cook for you, wash your clothes, do not require you to pay utilities, and buy groceries for you without any side comments, then you are lucky. But, if you live in a household where your family members drain your energy with a lot of personal questions, demands, and conflicts, it might be a sign that it’s time for you to move out.

But how do you know you are ready to move out and live independently? Here are 9 signs you are prepared to live away from home.

1. Your Family Is Toxic

When a family is toxic, they will frequently undermine your confidence and make you doubt your abilities. It’s common to feel drained, anxious, and unhappy when surrounded by such negativity. Moving out can provide the distance needed to heal and rebuild your self-esteem. It allows you to create a positive, supportive environment for yourself. Remember, you deserve to live in a space where you feel valued and respected.

2. Your Family Don’t Give You Your Personal Space

Privacy means nothing when you are living with your family. Whether you work from home or commute everyday, when you are home, you expect your family to just come by and snoop around you and your belongings. Sometimes, it is better to be alone and focus on your work or enjoy a rest day without the constant interruption. If you want to wake up everyday without noise from shouting family members or parents disturbing you while you are working, do yourself a favor and give yourself the personal space you deserve.

3. You Want Peace of Mind

Having peace of mind is priceless. If your family keeps disturbing your peace by not giving you respect or looking down at what you offer, move out. Nothing beats the peace you feel when your movements are not restricted and your contributions are not undermined. When being at home feels so stressful and you don’t feel happy with them, it might be a sign for you to create a peaceful living environment.

4. You Have A Stable Job

If you are financially dependent on your family, you can’t move out. Having a job guarantees you can live alone comfortably without reliance on anybody to pay for your needs. Independence comes with a price, literally.

If you still don’t have one, make this a sign to look for one and start saving from there. Make sure you have a livable wage. If your family is toxic, do not tell them your real salary as this would cause more arguments and demands.

5. You Already Built A Sustainable Emergency Fund

An emergency fund is essential for handling unexpected expenses. Life is unpredictable, and having savings set aside provides a safety net. Whether it’s a medical emergency, or job loss, an emergency fund ensures you’re prepared. You cannot be certain that someone will save you in case of an emergency so it is better to have money on the side.

If you are really eager to move out without an emergency fund, make saving for one a priority after you found a place and have settled down. The minimum emergency fund should be worth three months of your salary as this savings will keep you secured.

6. Saved Enough For Rent, Security Deposit, And Basic Needs

Aside from emergency funds, you need to save money for your rent, security deposit, utilities, food, and other basic needs. Especially when moving into a new place, it requires multiple one time purchases. Ensuring you have enough savings to cover these costs is crucial. It prevents financial stress and allows you to move out smoothly. Planning and saving for these expenses shows that you are prepared for the financial responsibilities of living independently.

7. You Are Okay With Bedspace For The Meantime

If you have a limited budget for moving out, remember that you can’t have it all. If you are okay with living with strangers for the meantime, rent a bed space instead because this can significantly reduce your living expenses. This arrangement can help you save money and gradually build up your finances for a more private living situation in the future.

This does not apply, however, to online workers who need a quiet and personal space. For freelancers or working from home individuals, find a small apartment first with your limited budget and continue saving for a better place in the future.

8. You Have A Budgeting System In Place

It is important for you to learn how to budget and live within your means. Living with parents and living alone have a completely different budgeting system. When you are independent, you take full control of your expenses and so being careless can cost you a lot of money. This means accounting for rent, utilities, groceries, transportation, and other daily expenses.

It’s important to create a realistic budget that reflects your actual income and expenses. Understand that your initial budget plan might need adjustments as you settle into independent living and encounter unexpected costs.

9. You Are Fine Celebrating Occasions Alone

Occasions are more fun to celebrate with a group but moving out can mean that birthdays, Christmases, New Years, and other occasions have to be celebrated on your own. If you are ready to be alone and embrace an independent life, take that leap to move out from your home.

You will gain non-monetary things when you decide to move out and that is the most priceless gift you can give yourself. While your family is important, giving yourself the peace of mind and privacy that you most need, you give yourself contentment and happiness. Compare it to staying with your family that drains all your energy, you’ll have nothing for yourself anymore.